Unlock your unpaid invoices for instant working capital.
SwiftFlow Invoice Factoring Solutions provides immediate cash flow to small businesses by purchasing their outstanding invoices at a small discount. Targeting owners in trades like construction, trucking, and manufacturing, we eliminate the wait for net-30/60/90 payments. Our hybrid model combines a user-friendly online platform for fast approvals and submissions with personalized risk assessment and collections management. Led by a finance professional with credit analysis expertise, the business operates from a home office with occasional client site visits. The $25,000+ budget covers licensing, technology, marketing, and initial invoice purchases. We focus on building long-term, flexible relationships without long-term contracts, helping businesses pay suppliers, meet payroll, and seize growth opportunities. Revenue is generated through factored volume, with scalable operations that can grow through referral partnerships and targeted digital outreach.
The alternative lending market is booming as small businesses seek faster, more flexible funding options amid economic uncertainty and tightening bank lending standards.
Consult with a business attorney to determine licensing and registration requirements for invoice factoring in your state.
Small B2B business owners with slow-paying clients
We charge a factoring fee of 2%–5% of the invoice value per 30 days. For example, a $10,000 invoice at 3% earns $300. Acquisition through direct sales, CPA referrals, and online ads. Lifetime value is strong, with clients often factoring $50K–$200K monthly, generating $1K–$6K in recurring fees.
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